noema.financing

Product Template Configurator

Our Loan Template Configurator is an advanced add-on module to SAP CML, developed by noema.net, that revolutionizes the creation of loan products and offers. Instead of relying on lengthy configuration cycles, officers can now design flexible, rules-driven templates that define what parameters can be changed, to what extent, and under which conditions. Every field — from interest and commission rates to repayment terms and maturity dates — follows predefined rules and validation ranges.

This capability allows institutions to produce tailor-made loan proposals in minutes while maintaining complete control over product governance. Templates include mandatory and optional fields, default values, and boundary checks that eliminate the risk of errors such as missing fees or invalid rates. Borrowers and relationship managers benefit from faster response times and cleaner data, while compliance teams enjoy consistent, auditable setups across all entities.

By embedding automation and governance into product design, the Loan Template Configurator reduces time-to-market, improves offer accuracy, and enhances client experience.

Contact us today to discover how our Loan Template Configurator accelerates lending innovation and makes customization effortless.