noema.financing
noema.financing is a holistic platform that unifies every aspect of modern financing — spanning corporate and project finance, development banking, treasury, trade, syndication, and agricultural lending. Built on SAP’s enterprise-grade technology and enhanced by noema’s AI-native design, it brings together data, workflows, and people across departments and geographies. The result is a single, intelligent ecosystem that eliminates silos, increases operational transparency, and empowers institutions to deliver faster, smarter, and more reliable financial services.
With deep integration, adaptive automation, and embedded analytics, noema.financing transforms the way institutions originate, service, and manage loans and investments. Its flexible architecture supports both cloud and on-premise deployments, ensuring regulatory alignment and scalability. Designed for institutions that expect more from their systems, it offers a future-ready approach to unified financing.
Contact us today to explore how noema.financing can transform your operations or arrange a personalized demo.
End-to-End Financing Coverage
We offer a comprehensive set of specialized solutions in the areas of Financing. Contact us to find out more!
Corporate & Institutional Lending
noema.financing streamlines the entire corporate lending lifecycle — from origination to servicing — through configurable workflows that unify credit appraisal, approval, and disbursement in one intelligent platform. Institutions can automate application intake, manage risk appetite and committee voting, and generate contracts seamlessly within SAP-native environments. Borrower, guarantor, and collateral data remain synchronized across systems, ensuring transparency and traceability at every step.
Our integrated dashboards provide real-time views of loan portfolios, credit exposures, and early-warning indicators, empowering management to act proactively rather than reactively. Whether you’re managing a single borrower or a multi-entity corporate group, the platform brings structure, compliance, and insight to every transaction.
Discover how noema.financing can simplify and accelerate your corporate lending operations — get in touch with us to learn more or schedule a live demo.
Product Template Configurator
The noema.financing Loan Factory, an advanced add‑on to SAP CML, enables rapid creation of flexible loan templates with predefined rules, validations, and boundaries. It allows officers to configure offers and contracts with precision, defining mandatory and optional fields while eliminating human error. By embedding governance directly into product design, it accelerates customization, reduces time‑to‑market, and ensures consistent, compliant lending experiences. Read More →
Integration & Interoperability
Built on SAP Business Technology Platform (BTP), noema.financing extends SAP’s hallmark interoperability across finance, treasury, and lending operations. It integrates seamlessly with SAP modules and external systems via REST, SOAP, and OData APIs — including credit bureaus, AML/KYC providers, and SWIFT networks — ensuring a single, synchronized data layer that connects people, systems, and partners in real time. Read More →
Deployment Options
noema.financing adapts to every regulatory and operational context with deployment options ranging from SaaS on SAP BTP to on‑premise or private cloud tenants on AWS, Azure, or GCP. Institutions can balance control, compliance, and scalability while enjoying identical functionality across models — ensuring seamless migration and continuous innovation regardless of hosting choice. Read More →
Intelligence, Analytics & AI
noema’s AI‑driven design turns data into actionable intelligence through embedded noema.AI agents and SAP Analytics Cloud dashboards. The platform anticipates risks, automates validation, and delivers predictive insights for smarter decision‑making, while process mining with SAP Signavio reveals performance trends — combining domain expertise with advanced analytics to help institutions operate with foresight and precision. Read More →
Why noema.financing?
Financial institutions need a partner that understands both technology and the business it serves. noema.financing combines SAP’s enterprise reliability with noema’s decades of hands-on experience in lending, development banking, and treasury transformation. Our solution is the product of real-world collaboration with banks and development institutions across MENA, Europe, and Africa. Every workflow, template, and dashboard is designed to address the challenges you face — ensuring faster origination, better control, and measurable efficiency gains. By unifying your financing operations under one intelligent, AI-driven platform, noema.financing delivers transparency, agility, and confidence in every transaction. Partner with us today to unify, automate, and empower your financing operations.