We have a wide-ranging portfolio of solutions targeting the specialised needs of Corporate financing. Whether you are a large multinational managing complex multi-source loans or a financial institution targeting such clients, we have a solution tailored to your very needs.
Project Finance
Project Finance addresses the needs of Development Banks and Institutions at national or supra-national levels. Complex, multi-source, multi-currency, decade-long projects can be easily and transparently be administered through specialised workflows that cater to the needs of such complex financial structures.
Corporate Loans
Corporates of all sizes are in need of complex financing instruments and of the ability to dynamically administer them. Offer them flexible financing options that meet their varied needs and can design attractive financing options.
Syndicated Loans
Syndicated lending are the fastest growing financing option the world over. We offer sophisticated solutions to both Loan Underwriters as well to Loan participants. Our ability to combine multiple funding sources is unmatched in the industry, combining Islamic as well as conventional sources. Contact us to find out more!
Key workflows / Vertical expertise
We offer over 15 Business Processes come ready for use with our Project Finance solution.
These cover most tasks common to a Loans Origination application, from pre-approval evaluation to Disbursement cycle and requests for amendments.
They effectively control every step of a process, ensuring work consistency and minimizing the potential for human errors.
All workflows are highly parametric and work across hierarchical levels and departments.
Advanced reporting capabilities collect data to access process bottlenecks and inefficiencies and allow for corrective steps.
A fully auditable decision trail (who/when/ where from) offers forensic insights into decision taking.
All processes have incorporated the best practices of the industry and they can be used AS-IS, however almost all customers are enhancing/adapting the processes to their practices/needs to meet the way they are working.
Origination Cycle:
- Loan Application Initiation (Branch)
- Loan Application Initiation (Agent)
- Loan Application Initiation (Multi-channel)
- Loan Application Evaluation
- Loan Application Decision
- Contract Signing
- Exceptional Disbursements
Loan Servicing & Customer Service Cycle:
- Increase capital amount (additional financing)
- Change Guarantor
- Change Loan Product
- Change Loan terms (Addendum)
- Change Collateral(s)
- Pre-payment request
- Re-scheduling request
- Disbursement request (partial disbursements)
- Re-structuring request (in case of default)
- Customer Service Requests Initiation
- Late payment handling
- Due Generation/Classification
- Loan Closure
Product factory
Our Project Finance solution is built on top of SAP’s Loans Factory, an industry leader with hundreds of implementations and guaranteed ongoing support and enhancements that will ensure the long-term protection and value of your investment.
Industry leading security, cloud-support, advanced API’s and services make sure that the SAP Loans Factory can be at the heart of any product modernisation effort, capable of addressing the most stringent business requirements, no matter the product or industry needs.
e-disbursements
Noema has built an innovative, cloud-based, e-disbursements portal that aims to simplify the complex, error-prone and inefficient processes associated with the management of disbursement requests.
The portal simplifies the process of disbursement-request initiated by a beneficiary, or an entitled agent, by guiding them through the steps necessary for a request; document collection, data requirements, sign-offs, etc
All documents can be uploaded on the platform, while advanced data-validation routines make sure that all the data fields populated by the beneficiary contain the required, and accurate, information.
The platform offers a transparent ticketing system where the beneficiary can track the progress of their disbursement request in real time, while an advanced collaboration feature allows both beneficiary and disbursement officer collaborate on-line to provided clarifications, address questions and greatly enhance overall process efficiency.
With a fully auditable process trail, and the removal of manual steps, the platform offers unprecedented levels of transparency and accountability that pays dividends for everyone.
Been cloud-based, and supported by modern API’s, the portal is easy to integrate and deploy to virtually all institutions that need a modern platform that can increase the efficiency and transparency of their disbursement processes at very low operational and implementation costs.
